(e-commerce – online shopping)
A necessary precaution is to check that the Internet address of the site on which online payments are made does not appear abnormal (e.g. if it corresponds to the name of the company that is supposed to manage it) and that the standard security procedures for online payments are respected. For example, the site’s URL – i.e. the address – must begin with ‘HTTPS’ and have a padlock symbol. The S is an SSL certificate that protects sensitive information written and entered into the site. As the site moves between different servers, the data is protected. Without an SSL certificate, the data is exposed and easy to access and thus steal.
Generally, when purchasing a product or service online, it is more prudent to use prepaid credit cards or other digital payment systems that avoid sharing bank account or credit card data, such as PayPal, which includes what it calls ‘buyer protection’.